Terms of Use

Agreement

These Terms of Use govern your use of turwin.ai, the public opportunity portfolio, the written venture brief and any request for a full venture brief. By using the site, you agree to these Terms and the Privacy Notice.

If you use the site for a company or another organization, you confirm that you have authority to accept these Terms for that organization. If you do not agree, do not use the written venture brief or submit information.

In these Terms, “Turwin,” “we,” “us” and “our” mean Turwin Labs.

Who may use the site

You must be at least 18 years old and able to enter a binding contract. The site is for professional and business use. It is not directed to children.

You may use the site only where that use is lawful. You are responsible for following the laws and policies that apply to your business, industry and location.

What you can do here

The site presents Turwin’s AI product-building services and a public portfolio of AI business opportunities. Each opportunity may describe a buyer, product, revenue model, commercial judgment, build profile, starting investment and public source material.

The written venture brief asks a short set of questions and uses Google's AI service to prepare the next question or summarize the answers. A request for a full venture brief tells Turwin that you want to discuss a selected opportunity in greater depth.

Turwin may change, correct, add or remove site content. We may limit or stop a feature when necessary for security, maintenance, legal compliance or product changes.

When you become a client

Using the site, submitting a venture brief, receiving an automated response or requesting a full brief does not hire Turwin. It does not create a partnership, joint venture, fiduciary duty, agency relationship, exclusive negotiation or duty of confidentiality.

The Turwin Diagnostic is sold by HelloScribe LLC, doing business as Turwin Labs, with Polar acting as the online reseller and merchant of record. Buying it creates the limited paid engagement described in section 5. Any build, experiment, product definition or continuing engagement begins only when Turwin and the client sign a separate written agreement. That agreement controls its scope, price, delivery dates, ownership, licensing, confidentiality, support, acceptance terms and each party’s responsibilities.

When a production proposal states a “to begin” amount, that payment is part of the production price and covers the signed Build Definition and mobilization. The signed agreement controls the final amount and terms.

Do not send trade secrets, protected health information, customer records, passwords, source code or other confidential material through the public form. If confidential review is needed, ask Turwin for an approved channel and a signed confidentiality agreement first.

The $99 diagnostic: delivery, privacy and refunds

The diagnostic covers one idea and one decision. Turwin delivers the written assessment within five business days after receiving payment and a complete private intake, including any source material Turwin agrees is needed. If the intake is incomplete, the delivery clock begins when the missing information arrives.

A named Turwin reviewer checks and signs the recommendation. The price includes one written clarification requested within seven calendar days after delivery. Customer research, demand validation, a working prototype, technical performance testing and a production build are not included.

You keep ownership of the idea and material you submit. Turwin may use them only to prepare, deliver and support your assessment, operate and protect the service, and meet legal duties. Turwin will not publish, sell, license, reuse or add your submitted idea to its public opportunity library without your written permission. Turwin does not use submitted diagnostic material to train Turwin-owned models.

The worksheet stays in your browser until you accept the displayed intake notice and choose to continue. Turwin then stores those high-level answers privately and sends only an opaque worksheet reference—not your answers—to Polar to match the payment. The worksheet is not a channel for trade secrets or sensitive files. Turwin will accept sensitive diagnostic material only through an approved private channel. You may ask for a mutual confidentiality agreement before sending that material.

The worksheet reference associates records; it does not establish identity. Fulfillment and support use the payer and order contact supplied by Polar. Do not reuse or share an old checkout link. If payment arrives after the linked worksheet expires or without a valid reference, Turwin records the payment but may require the payer to complete the intake again before the delivery period begins.

You may cancel for a full refund before Turwin begins research. If Turwin misses the five-business-day delivery window for reasons within its control, you may choose a full refund or a new delivery date. A completed assessment is otherwise final, except where law requires a refund.

A public “starting investment” and delivery window for a commissioned build are planning estimates, not binding quotes. A signed engagement controls the final scope, price, delivery dates and commercial terms for build work.

What the portfolio numbers mean

The $355.71 million commissioned build value is the mathematical sum of the 1,000 public starting investments. It is not Turwin’s valuation, the value of the underlying ideas or a statement of booked revenue.

The $6.45 billion base market case is a scenario produced from published assumptions. It is not current revenue, a promise, a forecast for any single venture or an assurance that a venture will succeed.

Labels such as High-conviction or Full Venture Brief are Turwin research categories. They are not credit ratings, securities ratings, independent appraisals or recommendations to buy an investment.

No investment, legal, medical or other professional advice

The site is a record of business opportunities and AI product-building services. It is not an offer to sell a security, a request to buy a security, an investment advisory service or a promise of profit.

Nothing on the site is legal, tax, accounting, medical, clinical, credit or regulatory advice. Some opportunities operate in regulated industries. A buyer must obtain qualified professional advice and any required approvals before using a product in those settings.

Turwin does not use the public AI-assisted brief to make medical, employment, credit, housing, insurance or public-benefit decisions.

Turwin’s public ideas and protected work

An underlying business idea may not belong exclusively to one person. Other people may have developed or may later develop a similar idea without seeing this site. Turwin does not promise that an idea is new, patentable, exclusive or free of third-party rights.

Turwin owns or licenses the site’s original writing, selection, arrangement, research structure, software, design, trademarks and other protected material. These Terms give you a limited right to read and use the site for your own evaluation.

You may not copy the portfolio as a competing database, reproduce substantial parts of the site, remove ownership notices, sell access to the content, use automated tools to extract the portfolio at scale or present Turwin’s writing as your own. These restrictions do not claim ownership over facts or general ideas that the law leaves free for others to use.

Your diagnostic idea is not public merely because Turwin's opportunity library is public. Section 5 governs submitted diagnostic ideas.

Full venture briefs

Some opportunities allow a written request for a full venture brief. Access is not automatic. Turwin may ask about your role, intended use, timing, authority and ability to commission the work before sharing more.

A full brief may contain confidential research, private technical work, commercial information or intellectual property. Turwin may require identity verification, a confidentiality agreement, an access fee or a signed engagement before release. Turwin may refuse access when disclosure would harm a client, a third party or Turwin’s legitimate interests.

What happens to information you send us

You keep ownership of the material you submit. You give Turwin a limited right to host, transmit, process, summarize and review that material for the purpose of answering your request, operating the service, protecting the service and meeting legal duties.

You confirm that you have the right to submit the material and that our permitted use will not violate another person’s rights. Do not submit unlawful, deceptive, abusive or harmful content.

The Privacy Notice explains what is saved, why it is saved, who processes it and how long it is kept. The public form is not a confidential channel and does not create an attorney-client, adviser-client or fiduciary relationship. A paid diagnostic is subject to the narrower use and confidentiality terms in section 5.

AI-generated responses

Google's AI service helps Turwin ask questions and organize the information you provide. AI responses can be incomplete, inaccurate or similar to responses produced for other people. Review any response before relying on it.

An automated response does not approve a project, reserve capacity, promise financing, set a final price or bind Turwin. A person from Turwin must review the request before any business commitment is made.

Acceptable use

You may not use the site to break the law, harm another person, interfere with the service, bypass access controls, test vulnerabilities without written permission, distribute malware, overload the service, impersonate another person or collect information about other users.

You may not use automated extraction to copy the portfolio, probe private routes, evade request limits or train a competing commercial database from substantial portions of Turwin’s protected content.

Turwin may block or limit activity that creates a security, legal, operational or intellectual-property risk.

Third-party services and links

The site uses Google services and links to outside research publishers. Outside sites have their own terms and privacy practices. Turwin does not control their content, availability or security.

A source link shows where a public fact or market figure came from. It does not mean the publisher endorses Turwin, the portfolio or a particular venture.

Disclaimers

The site is provided “as is” and “as available.” To the extent the law permits, Turwin disclaims implied warranties of merchantability, fitness for a particular purpose, title and non-infringement.

Turwin does not promise that the site will be uninterrupted, that every source will remain available, that every statement will remain current or that any venture will achieve a stated commercial result. These disclaimers do not exclude a warranty that the law does not allow Turwin to exclude.

Limits on liability

To the extent the law permits, Turwin is not liable for indirect, incidental, consequential, special, exemplary or punitive damages, or for lost profits, lost revenue, lost business opportunity, loss of goodwill or loss of data arising from use of the public site.

Turwin’s total liability arising from the public site will not exceed the greater of US $100 or the amount you paid Turwin for the public site during the twelve months before the event giving rise to the claim.

The exclusions and cap do not apply to liability that cannot lawfully be limited. They do not limit liability for Turwin’s fraud, willful misconduct or gross negligence. A signed client agreement may set different limits for paid work.

Your responsibility for claims

You will defend and reimburse Turwin for a third-party claim caused by material you submitted unlawfully, your misuse of the site or your violation of another person’s intellectual-property or privacy rights.

This third-party indemnity is outside the public-site liability cap. Turwin controls the defense and may not settle a claim in a way that admits your fault or requires your payment without your consent, which may not be unreasonably withheld.

If you stop using the site

You may stop using the site at any time. Turwin may suspend or end access when necessary to protect the service, comply with law, investigate misuse or enforce these Terms.

Sections concerning ownership, submitted information, disclaimers, liability, indemnity, disputes and other terms that by their nature should continue will survive the end of access.

Disputes and urgent relief

Before filing a formal claim, contact Turwin and give us 30 days to try to resolve it. This step is not required where the law prohibits it or urgent relief is needed.

Nothing in these Terms prevents either party from seeking urgent relief to protect confidential information, security or intellectual-property rights where the law permits it.

If these terms change

Turwin may revise these Terms when the site, business or law changes. The revised date will appear at the top. Continued use after the effective date means you accept the revised Terms, except where the law requires another form of consent.

These Terms and the Privacy Notice are the complete agreement for use of the public site. They do not replace a signed client agreement. If one part is unenforceable, the remaining parts continue to the extent the law permits. Turwin’s failure to enforce a term once does not waive it.

Contact

Questions about these Terms may be sent through the written venture brief. Privacy questions may be sent to privacy@turwin.ai.